I had a salary account in HDFC. I left job and it got converted to savings account.
I am not using that account for a long time and have lost its debit card, cheque book etc. I went to bank to close my account and they told me that you need to pay 800 as demat charges, 2500 for minimum balance fine and put another 10k in your account as that is the minimum balance for a saving account.
They send only emails to me which says fund your account to recover demat charges. Earlier it mentioned 800 and now it says 1600 as demat charges. I am out of town and they told me that only I can close account. I have my PAN Card associated with this account.
I wanted to know if there will be any consequences if I just leave it like this.
I am not using that account for a long time and have lost its debit card, cheque book etc. I went to bank to close my account and they told me that you need to pay 800 as demat charges, 2500 for minimum balance fine and put another 10k in your account as that is the minimum balance for a saving account.
They send only emails to me which says fund your account to recover demat charges. Earlier it mentioned 800 and now it says 1600 as demat charges. I am out of town and they told me that only I can close account. I have my PAN Card associated with this account.
I wanted to know if there will be any consequences if I just leave it like this.