How to get paytm refund into bank account ?

Yesterday I had jump on Paytm deal where Panasonic trimmer which costs 1800/- available at Rs.34/- However as expected order get cancelled and to my surprise refund credited to Paytm wallet and not to bank account.
 
On cancellation of order it is expected to credit refund amount to bank account na. They credited it to Paytm wallet. Don't you think this is one type of cheating?[DOUBLEPOST=1463892804][/DOUBLEPOST]Since I paid order amount through my credit card and not from Paytm Wallet. Please give ur view on this.
 
Ok Sir,
I don't know that Paytm allows transfer funds to bank account before I posted since this is my instant with such refund.
And thanks for sharing your view.
 
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