Harpy.eagle
Adept
Hi guys,
I use irctc site for railway ticket booking quite a lot. So came across this promotion.
As many of the members were looking for CC including me, this seems to be good option as many other banks need income proof and lots of documents to before they decide to give that person their credit card.
Some of the conditions i got to know while browsing their webpage are,
500 Rs initial fee.
300 Rs annual fee.
No processing fee for transactions on irctc (obviously)
No fuel surcharge for amounts above 500 Rs.
350 Rs cash back on application (which can be used on irctc only though)
100 Rs cash back on first cash withdrawal from ATM in first 30 days.
Dont know whether this is a good deal as I myself isnt using any credit card.
I was looking for CC to get good schemes for online shopping as well as ability to deal on some some sites as debit cards are not allowed everywhere.
So people using other cards and even someone who is using this card itself can pour in their opinion etc.
PS: I created thread here so that it will get more attention. Otherwise mods please move / merge with thread in the general talk section.
I use irctc site for railway ticket booking quite a lot. So came across this promotion.
As many of the members were looking for CC including me, this seems to be good option as many other banks need income proof and lots of documents to before they decide to give that person their credit card.
Some of the conditions i got to know while browsing their webpage are,
500 Rs initial fee.
300 Rs annual fee.
No processing fee for transactions on irctc (obviously)
No fuel surcharge for amounts above 500 Rs.
350 Rs cash back on application (which can be used on irctc only though)
100 Rs cash back on first cash withdrawal from ATM in first 30 days.
Dont know whether this is a good deal as I myself isnt using any credit card.
I was looking for CC to get good schemes for online shopping as well as ability to deal on some some sites as debit cards are not allowed everywhere.
So people using other cards and even someone who is using this card itself can pour in their opinion etc.
PS: I created thread here so that it will get more attention. Otherwise mods please move / merge with thread in the general talk section.