They force one to use upper and lower cases, numbers, minimum 8 words, symbols and egyptian hieroglyphs for every password. And every few months you are supposed to make a new one and cant even use the older passwords. How exactly is this secure when one is bound to note it on a paper or somewhere which can easily land in wrong hands. Few wrong attempts and one gets those captchas that look like modern art and leave it to users to intrpret. If its my money i should be allowed to use pass123 or whatever i wish to. Every time i need to reset passwords to login.