I have compiled this config, which maybe would suffice 2-3 yrs on AM4 platform
Ryzen 5 5700X, B550M Pro VDH Wifi, 16GB 8GBx2 3200 CL16, 500GB M2, XPG 650W Pylon and a Basic case -> 39K
Gigabyte of LG monitor -> 12K
Only confusion pertaining for GPU, especially in New market. If going for used...