Ok, this is not correct! No credit history means, no score or score will show as -1. So no way credit agencies can decide the person's credit worthiness.
Credit card recommendations?
- Thread starter nemo_online
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- credit card purchase
Ssreek
Adept
what lockscreen?
nRiTeCh
Skilled
Just like one hates govt. so is sbi. Its a psu bank eod. I had very few issues with them so it all depends from case-case.
Fee is 200+gst, if its not LTF.
If you are getting calls from mumbai landlines ending with double naughts, they are legit.
Fee is Not much if you want to use the card actively.
Even if you make 10+ transactions in a year, you can negotiate with ICICI for fee reversal/waiver.
If the annual fee doesn't scare you:
Super Value Titanium - Best Fuel Credit Card | SC India
Apply for Super Value Titanium credit card and earn 5% cashback on fuel spends, phone bills, utility bills & earn reward points on all other spends.
www.sc.com
What I know, Banks are always eager to issue credit cards to working women.Random update: This might be a first but my wife was denied a Amazon Pay ICICI card.despite having a near-800 credit score.
For example, I have seen hdfc showers female-customers with offers and being very selective towards males.
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Ssreek
Adept
Fee is 200+gst, if its not LTF.
If you are getting calls from mumbai landlines ending with double naughts, they are legit.
Fee is Not much if you want to use the card actively.
Even if you make 10+ transactions in a year, you can negotiate with ICICI for fee reversal/waiver.
Super Value Titanium - Best Fuel Credit Card | SC India
Apply for Super Value Titanium credit card and earn 5% cashback on fuel spends, phone bills, utility bills & earn reward points on all other spends.
Calls are from local guys. Initially I thought maybe it is ltf, but then he went on to say benefits like 3 tickets per month and 5% cb from amazon, flipkart.. This is where it sounded fishy
Block those numbers.
5% apay cashback. No extra welcome benefits with this card.
nemo_online
Disciple
gopal_agrawal
Disciple
Anyone using Airtel Axis Bank Credit card. Wanted to know the review as the 25% CB seems good offer for my Airtel BB bill payments and prepaid recharge along with 10% for Utility payment (Electricity and Gas)
chetansha
Skilled
Yes i am using, i did one airtel recharge for 1799 , and other spends (total some 13500), i got 414 as CB, axis refused to give item wise cashback.
kalph09
Adept
Looks like Citi is calling up its customer to migrate over to Axis cards.
I was offered some crappy 'My Zone Easy' card. Politely declined to know their EDGE reward points system isn't among the best and has poor value. Having owned an Axis credit card in the past, they devalue or lose features after a year or two and have very low spending limits.
I will miss Citi for its responsive customer care and points (that never expired) system I made the best use of it.
I was offered some crappy 'My Zone Easy' card. Politely declined to know their EDGE reward points system isn't among the best and has poor value. Having owned an Axis credit card in the past, they devalue or lose features after a year or two and have very low spending limits.
I will miss Citi for its responsive customer care and points (that never expired) system I made the best use of it.
gopal_agrawal
Disciple
Yes for Airtel recharge/bill payments CB is 25% upto max of Rs. 300 per month and for other spends it is 1%.
Yes Annual fees is 500 but if I am getting around 300-400 CB per month then it is not a bad deal.
Ssreek
Adept
I doubt if they really give that much CB... Someone using can confirm this.
lalit agrawal
Recruit
I am using sbi and have seen Amazon giving more offer on sbi cards compared to other.
Same here. Will miss Citi for its points system as they did not expire.
Its a pain to keep track of the expiry of points in other banks and then find out later that they have expired.
OMEGA44-XT
Skilled
I can see item-wise CB on my Flipkart card statement, not sure why it's tough to implement in other CCs.