you can get good deals on Crucial Basic RAMs from Amazon. I recently paid 1900 for 8GB 2666 MHZ Ram 2 pieces. I replaced it in my 2017 IMAC. It worked like a charm though the recommended memory was 2400 MHZ mac memory
if you look in OLX, lot of sales is going on with the Corporate used laptops that comes out of lease after three years. Usually you will get a good deal. I have seen T480 Lenova going as low as 30K that is very good for a solid professional laptop
I bought a ROG Strix G15 recently for about 75K and quite happy with it. Hooked up with a 27 inch LG 4k monitor so it is serving me all my needs. And maxed out the storage with 1 tb + 2 TB + 2TB SSDs to meet all my storage needs
I really miss the micro-sd slot. Used to switch the cards after a certain period of time and keep it is a backup.
Micro SD was really useful technology to store and transfer data although not as fast as onboard storage of the device. Well I would says it should be retained in lower budget...