I am in Dilemma! Should I upgrade my Present PC to AMD AM4 or AM5 or Intel LGA 1700 chipsets? Budget is limited to 40k

Though I agree with this. Do note that the Bottleneck can be from the PCI 3.0 on the specified Mobo vs PCI 5 supported 50xx . Wish there was some extensive testing on finding how much does the PCI bottleneck from previous gens is,to support my claims. I would love to hear from anyone on this.