Flipkart pre-approved credit

I am constantly nagged by such messages from Flipkart. Do you get such messages? Is it a third party service? How dependable is it? Thanks.
 
I don't mind taking the offer if it is safe. I often see something related to Bajaj Finance in my Flipkart app.

Perhaps it is safer to use a credit card.
 
All the Pay Later options are tie-ups with banks or NBFCs that appear as loans in your credit report. It is any time better to get a credit card instead.
 
Back
Top