Car & Bike Honda CBR 250R ABS Query

so guys booked a Honda CBR 250R toady ABS version, final cost is coming to 1,98,832/- i think instead of paying 44k as interest i will opt for full payment. need to know if the price quoted bu the dealer is right or i can pester him for some discount. Also i am buying it in Bangalore.

One more thing for how much shall i sell my 2004 ZMR ? properly maintained.
 
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