Is it safe to use flipkart pay later option?

Better use a no cost EMI instead.

Although I don't prefer to urge users to go for a loan/EMI when they can't afford something but still it's your personal choice.
 
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Do not use Pay Later options. They paint it as a Personal loan and mess up your Cibil Scores. And we all know how long it takes to recover from a bad Cibil Score
 
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