@TS u need a credit card only if u are given a discount otherwise payment can also be done by DD payable at all locations or if u are in bangalore u can give at par cheque
delivery time is 2 weeks from "date of order".if u are paying by credit card order can be placed same day or if by DD then it would depend upon when ur DD would reach by mail
i have ordered 3 monitors from dell ......2 times i have used credit card & once a DD......using credit card makes matter very easy:hap2: :hap2: