Only 4% of them have credit cards in India

Which one of the below, do you have?


  • Total voters
    13
Debit cards are more higher, with almost everyone with a bank account having one. However, for credit card, most people have more than 1.
 
I get a call from IDBI Credit card sales, apparently the dude was very helpful.

He asked me if my income was 4.5L p.a to get a credit card. I said 3.90L as per ITR-1 as a freelancer.

He suggested to establish a business entity to gain loan benefits these days. Majority of them are doing like that only for loan purpose.

I asked about problems later on. He said, not an issue for SME's. I was asking for 50k limit on credit card.
 
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