Pathetic exp. with SBI customer care. Never ever own their credit cards.

The most irritating part of any OTP login is when the OTP does not actually arrive because they have outsourced the service to a vendor who uses a service that is blacklisted by TRAI. It is so irritating that most apps/sites can't move to an app-based MFA solution and make OTP the sole 2FA, without even a call option.
 

asimh99

Recruit
The most irritating part of any OTP login is when the OTP does not actually arrive because they have outsourced the service to a vendor who uses a service that is blacklisted by TRAI. It is so irritating that most apps/sites can't move to an app-based MFA solution and make OTP the sole 2FA, without even a call option.
sbi OTP is the worst .never receives on time.
 

Kratos47

Disciple
Finally my SBI case has been settled. :D They were asking for 10,311.70 but ultimately settled for 729 Rs.
SBI_Settlement.png

Bloody idiots. Told them to delete my account into fiery pits of hell and not to ever contact me again with any offers or some other BS.
 

Soufosale

Disciple
Finally my SBI case has been settled. :D They were asking for 10,311.70 but ultimately settled for 729 Rs

Happy that you were able to sort it out.

Btw the word settlement unnerves me a bit. Are you sure that this "settlement" won't affect your CIBIL score in anyway ?

A private bank approached my uncle regarding a settlement on his credit card charges and he ended up paying pennies instead of some 7-8k rupees (which he was not aware they had charged him) but it affected his credit score badly.
 

Kratos47

Disciple
My CIBIL has dropped below 750. But the SBI guy who settled said it was currently under some low level case and I should settle to avoid any CIBIL damage. I think anything bad will be reflected after 31st Jan when it updates. Let's see.
 
My CIBIL has dropped below 750. But the SBI guy who settled said it was currently under some low level case and I should settle to avoid any CIBIL damage. I think anything bad will be reflected after 31st Jan when it updates. Let's see.
Keep an eye on cibil and do update here.
 

vivek.krishnan

If you cant see the green dot, I'm offline :P
Skilled
SBI customer care is a joke. Their CC is practically inoperative and email support is equally crap. Had to mail nodal officer for getting a colleague's card closed.
 

samiryadav

Disciple
My CIBIL has dropped below 750. But the SBI guy who settled said it was currently under some low level case and I should settle to avoid any CIBIL damage. I think anything bad will be reflected after 31st Jan when it updates. Let's see.
Any settlement you do is marked in CIBIL and will continue to reflect there for the next 3 years.
Also , your CIBIL will drop significantly because of this settlement.
 

Kratos47

Disciple
Can I go to consumer court then to resolve this? I settled because they kept charging interest without responding to my mails and due to COVID I avoided going out.
 
What to do if it's marked negatively in CIBIL? Have to wait till Jan 30.
What if the world ends by then? Don't worry bro relax and 30 ki 30 ko dekhenge.
P.S. They can intimate TU Cibil for correction tension mat lo.
Can I go to consumer court then to resolve this? I settled because they kept charging interest without responding to my mails and due to COVID I avoided going out.
Yes you can. I would suggest you to contact a lawyer. Before that contact some experts (free of cost) on subs like https://www.reddit.com/r/LegalAdviceIndia/ do post your thread's link here if you decide to post there.
 
Top