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Paytm refund confusion
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<blockquote data-quote="Niks" data-source="post: 2158980" data-attributes="member: 13158"><p><a href="https://www.businesstoday.in/sectors/banks/paytm-payments-bank-stops-enrolling-new-customers-rbi/story/280863.html" target="_blank">https://www.businesstoday.in/sectors/banks/paytm-payments-bank-stops-enrolling-new-customers-rbi/story/280863.html</a></p><p></p><p>Aside, I've never done the kyc and use Paytm only for Uber payments. I'm able to load money via the Uber app itself and cashbacks that Paytm gives for Uber from time to time do end up in the wallet. Basically it functions as only a restricted wallet. Not sure about complete refunds though. But on a hunch, if you've used Paytm purely as a gateway while buying something, I guess the refund would come to the instrument used. While if you logged in and the wallet balance was involved in the transaction, it might come back into the wallet. Although, for non-Kyc wallets, the balance is not withdrawable into the bank account I think.</p><p></p><p>To be on the safe side if the site you are ordering from, uses Paytm as its payment gateway and allows you to pay via cards without logging in with your Paytm account, do so.</p></blockquote><p></p>
[QUOTE="Niks, post: 2158980, member: 13158"] [URL]https://www.businesstoday.in/sectors/banks/paytm-payments-bank-stops-enrolling-new-customers-rbi/story/280863.html[/URL] Aside, I've never done the kyc and use Paytm only for Uber payments. I'm able to load money via the Uber app itself and cashbacks that Paytm gives for Uber from time to time do end up in the wallet. Basically it functions as only a restricted wallet. Not sure about complete refunds though. But on a hunch, if you've used Paytm purely as a gateway while buying something, I guess the refund would come to the instrument used. While if you logged in and the wallet balance was involved in the transaction, it might come back into the wallet. Although, for non-Kyc wallets, the balance is not withdrawable into the bank account I think. To be on the safe side if the site you are ordering from, uses Paytm as its payment gateway and allows you to pay via cards without logging in with your Paytm account, do so. [/QUOTE]
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