For me due to lack of proper network, jio volte wi fi calling does not work. Airtel works great. For jio phone is most of the time coming switched off to other users when calling.
Currently recharged for 189 28 days plan with 2 gb data in jio, they have removed the yearly plan of 24 gb data. But airtel still has the yearly plan for 2249 with 30 gb data yearly. Looks like time to port out the number to airtel .
Last year got a policy post consulting with Ditto Aditya Birla Active One Max, that was the best option they were offering if one did not go for HDFC ergo
Did recharge for 189 plan for now. Jio network is not good in my area, dont get any network at all, forget about 5G. Need to figure out a cheaper plan to get calls going.
If a DD is not presented or encashed by the payee and has expired. the amount is not automatically credited back into your account. You'll have to write an application to the issuing bank for revalidation of the DD or for cancellation of the same, but again with cancellation charges recovery...
I would recommend to whatever you finally shortlist just crosscheck once with Aditya Birla active one max. I have already posted my policy screenshot for 10 lakhs that i took in my thread
https://techenclave.com/threads/health-insurance.223471/#post-2569583
would not recommend Niva bupa, have heard lot of horror stories with them, also within known circle, that is why i did not go for Niva Bupa 2. They have had lot of operations and management issues. HDFC ergo was good but way to expensive.