captivating
Disciple
What was the loop hole ?
Amazon Ends partial Payment via Amazon Pay.
- Thread starter solo_wing
- Start date
How's Apay for icici card offers? does it get excluded on FK/Amazon or any other retailers when they run ICICI offers?
no loophole, wrong terminology
Yes and no (nowadays more no but i have seen some e-com sites such as myntra having separate instant discount offer for Amzn Pay CC)
It will certainly get devalued further. Same thing happened with the Axis Ace card which I closed earlier this year.
I got my SBI Cashback LTF after writing to the customer service about it, so I will keep it nonetheless. It has a ridiculous but still over 1L limit, so I can't be bothered about that as it exhausts the cashback limit anyway.
The good thing about ICICI cards is that they always share the same credit account, so it is easy to apply again for a new card and get the same limit assigned. I closed the Apay card to mainly to see if it affects the cards offered by ICICI and so far it seems it did.
It gets excluded on a lot of merchant sites. In my case it worked on 2/5 websites that ran an ICICI offer which is one of the reasons I closed that card. But then you can get another ICICI card for those offers.
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variablevector
Disciple
One of the lucky few that got in early, I'm guessing. I saw that they've completely stopped doing that now. DId you have to threaten them with cancelling the card?
eh, all sbi cards might as well be ltf, you just need to threaten the customer care into refunding the renewal fees
variablevector
Disciple
I'll get a chance to try that soon. But I have heard people say cashback is an exception and sometimes they just cancel your card when you threaten to leave, lol.
Afxal
Disciple
Did you threaten to close the card or just simply request them?
I don't think it works anymore. They simply close the card.
Do update us here. I am too looking to convert my SBI cashback card to a LTF card.
Not sure about now but last month it was working as I can confirm.
ICIC offer ltf cc only to their savings acc holder & nowadays icici is asking to open 50k/1 lakh mab savings acc in many branches.
Keep an eye on annual financial statement of sbicard for FY 2023-24 & the share price movement afterwards. That will be a good indicator to know how long sbi cashback card remains as it is.
damn? really? I wont try that lol, cashback is my most used card
not true, I got an offer for a coral ltf last year and I dont have a savings acc with them
Exceptions are always there but are you sure you never had any acc (savings, joint, current, salary) with icici bank even in the past.
variablevector
Disciple
There was a period last year where almost everyone already holding an ICICI CC was offered Coral Rupay LTF on the iMobile app. That's how I got mine. It was on all the fintech facebook groups, I'm sure they issued thousands of those cards. Also, the MMT cards don't have annual fees. Just one time joining fees of 500 and 2500 for the red one and the black one. I got the red one a few years back for 500 because my Apay card was not eligible for most ICICI offers. And of course, Apay is always LTF. There's actually a lot of easy ways to get LTF ICICI cards.
It's their more premium ones that are harder to get LTF. For example, I don't have an ICICI account but I have a preapproved offer for Sapphiro for 6,500 joining fee and 3,500 a year -- you'd have to be insane to take that deal.
That's the one card icici gave ltf & which I forgot because it was rupay card.
variablevector
Disciple
Even the platinum card, which you get instantly against FD is also LTF and eligible for all offers. I believe you can get it without FD too. But typically you would need an account and at least 50k FD.
It was just a request that I wished to use the SBI card as my primary one but the annual fees make it difficult to do so.
I suppose they were doing it in bulk back then because I read about it in one of the other forums, but not sure if they still entertain such requests.