Health Insurance recommendation

Last year got a policy post consulting with Ditto Aditya Birla Active One Max, that was the best option they were offering if one did not go for HDFC ergo

nRiTeCh said:

But it is always better to get a personal health insurance so here I'm for recommendation from people here who have health insurance.

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Just to play the devil's advocate, if your group insurance amount is tidy, with good coverage and with a provider with a good settlement rate, then whether you need to jump in to personal health insurance depends on your age. Unlike life insurance, for health insurance, the providers will always charge you the premium based on your current health and previous claims, so you will be paying the same ever-increasing premium as you age, without any benefit of taking it early.

Most get a personal policy because the group insurance is insufficient or has very limited coverage. It is also possible to switch the corporate policy to a personal one when you leave the job.