Market Section - Product Pricing n Discussions [NO Price checks]

altair21 said:
no offense but didn't you basically do the same thing when you bought the phone lol, this is just bad faith semantics

does it really matter where the discount is coming from? as for processing fees, those are a mere fraction of the cost and pretty much negligible
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no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.
rkkaranrk said:
Why would I pay the emi I will foreclose it and save the interest.
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I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
 
mayank4823 said:
no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.

I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
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ah my bad, I thought you had used the preclosure trick, didn't know that you were still paying interest for it, then my point about bad faith semantics is wrong, my apologies
 
mayank4823 said:
no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.

I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
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you can, you won't save the full amount and will be charged a month's interest iirc (please confirm with other folks and don't quote me on this) but you will stil save a sizable chunk of the discount, generally if you preclose within 24-48 hours the whole discount is available to you, banks have wised up to this and now charge processing fees + gst but it's still good savings
 
altair21 said:
you can, you won't save the full amount and will be charged a month's interest iirc (please confirm with other folks and don't quote me on this) but you will stil save a sizable chunk of the discount, generally if you preclose within 24-48 hours the whole discount is available to you, banks have wised up to this and now charge processing fees + gst but it's still good savings
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I knew this trick works for ICICI but I had no idea I can do that with HDFC as well.
 
Let OP be guys.. you guys have no interest in buying the thing and potential buyers who have upwards of 50k to spend on a phone.. have their own brain to decide whether its a good deal for them or not.

Mods should really look into limiting sharing of opinions from window shoppers on sale threads.. feel like every sale threads is more or less the same now.
 
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enc0dex264 said:
Let OP be guys.. you guys have no interest in buying the thing and potential buyers who have upwards of 50k to spend on a phone.. have their own brain to decide whether its a good deal for them or not.

Mods should really look into limiting sharing of opinions from window shoppers on sale threads.. feel like every sale threads is more or less the same now.
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Plus I don't get why people shame you for making a profit. Even if OP got it for 58k, there's nothing wrong with selling it for 65k.

What ultimately matters is if the product is priced according to the market or not. It's one thing to notify OP that a new one is available for the same price. But it's a different game when you apply aggressive discounts to haggle in bad faith.
 
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hitomi said:
instead of cancelling and paying the amount upfront you can also invest the amount in fd at the interest of 8-8.5% which will yield you similar results if not more
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which FD gives you 8-8.5%? I wanna know that
desi_gamer said:
Plus I don't get why people shame you for making a profit. Even if OP got it for 58k, there's nothing wrong with selling it for 65k.

What ultimately matters is if the product is priced according to the market or not. It's one thing to notify OP that a new one is available for the same price. But it's a different game when you apply aggressive discounts to haggle in bad faith.
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what haggling in bad faith? TE is not made for selling/buying, atleast thats not its primary purpose, now others may have differing views, but like you said, its market rate right? if the seller can aggressively increase the price, why cant buyers do the same, specially if the price is legit? like in sales, do you really take what price is offered at its face value?
 
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altair21 said:
which FD gives you 8-8.5%? I wanna know that
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Sorry for adding more off topic stuff to the thread.
 
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