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  1. Lord Nemesis

    What to buy from the London?

    I knew people (Indians) who lived in London and would wait for their next visit back to India to buy stuff.
  2. Lord Nemesis

    What to buy from the London?

    Nothings cheap in Europe. You can however buy stuff thats not available locally.
  3. Lord Nemesis

    Machine Learning System needed

    Machine Learning is a very generic categorization. What exactly do you intend to run. Do you intend to write your own programs from scratch or run some software/ use some frameworks? In general, this area would benefit from both processing power and memory. Depending on what the target...
  4. Lord Nemesis

    Transfer money from US to an Indian account

    I have had only one direct personal experience where 25k was transferred overseas to my local ICICI account. This was meant to be a marriage gift from one of my overseas cousins to another cousin residing in India. I didn't declare it while filing it returns since its a small amount. Usually you...
  5. Lord Nemesis

    Transfer money from US to an Indian account

    Local taxation is for anybody other than spouse and close relatives.
  6. Lord Nemesis

    Transfer money from US to an Indian account

    Any amount you receive from abroad in excess of Rs 50,000 (Note that this Rs not $) per year from anybody other than spouse/close relatives is considered as "other income" for the recipient and income tax has to be paid for the same. A close or blood relative would include any of the following...
  7. Lord Nemesis

    ACT Fibernet upgrades and Extra bonus 2019

    From when is this applicable? My Incredible 1999 plan still shows 1600MB as the FUP.
  8. Lord Nemesis

    Investment query for someone needy

    Banks are pushing ULIPs to customers very aggressively these days. They market them as the holy grail of investment. Rest assured that anything that is in their best interests to push is likely not something that is in your best interests. Basically, its a Insurance + Mutual Fund product where...
  9. Lord Nemesis

    Investment query for someone needy

    With low income, people tend to take the risk averse route and it's a good thing too.You never know when you need to take out some money. Speaking from experience here as I have a widowed cousin with low income and parents both of whom are not in good health. She works long hours and has a lot...
  10. Lord Nemesis

    Investment query for someone needy

    What is the goal first of all. Short term or long term. For long term with low income, I would say first max out options like PF/PFF which are exempt from taxes and have no risk and post that, ELSS Mutual funds which do have risk associated, but can give returns of up to 20% on average. For...
  11. Lord Nemesis

    Pulwama attack

    Given that its its the same sort kind of people in both countries, the chances of them turning into a good country is just as bad as ours turning into a good country. There will always be a few good and honest people on both sides and a few clever and manipulative and corrupt people and a shit...
  12. Lord Nemesis

    Pulwama attack

    But then, That would require removing the entirety of current BJP members including modi from the party.
  13. Lord Nemesis

    Pulwama attack

    https://timesofindia.indiatimes.com/india/radar-satellite-images-of-iaf-strikes-in-balakot-show-significant-damagesources/articleshow/68291137.cms So basically, IAF is only confirming that they hit the coordinates where they were asked to strike. From the other side, BJP politicians and their...
  14. Lord Nemesis

    Pulwama attack

    OK then, Why would you "support" any politician at all? Support the govt (not a specific politician) by honestly paying your taxes without any evasion and then you demand the things that the govt should be rightfully provide and criticize them for things that they are not doing. And just for...
  15. Lord Nemesis

    Pulwama attack

    If you are not questioning what your govt tells you at every turn, then you are not performing even the bare mininum fundamental duties of a citizen of this nation and that makes you an anti-national because you are acting against the better interests of the nation. A nation is not a hunk of...
  16. Lord Nemesis

    Pulwama attack

    Probably not as much of a loss as it is to India. Probably not as big a loss as to India given how all the flights on the north Indian sector are being rerouted resulting in delays, cancelations and excessive burden on other airports. In fact, there was a order to shut down 10 airports in...
  17. Lord Nemesis

    Pulwama attack

    I don't know whether to laugh or cry at the cluelessness in saying that more people have home loans than bank deposits. Do you even understand the utter lack of common sense in what you are saying? Literally anybody with Rs 500 to spare per month can walk in and open a recurring deposit. Almost...
  18. Lord Nemesis

    Swiggy restaurant charges 45 rs for packaging, but forgets to add it

    No, I didn't ignore it at all. I am talking about how the service provider/restaurant is going to see it.. You say that the food is bad and say use words like "stale" or "rotten", but these are heavily abused words for food. Given the subjective nature of what is considered bad food by various...
  19. Lord Nemesis

    Swiggy restaurant charges 45 rs for packaging, but forgets to add it

    None of the food delivery services ever had any policy of refunds for bad food. For missing items, their liability is first to attempt delivery of the missing items if its agreeable or refund if its not feasible or not agreeable to the customer. There never was a change in stance. It was the...
  20. Lord Nemesis

    Pulwama attack

    So did people who got cash for vote (or schemes that boiled down to that) and businesses which got unlawful handouts. But I doubt the Ambani's writing down all the personal benefits they got for themselves would be compelling enough reasons for others to be happy about the govt. I also saw your...