iam using sbi you can create fd or rd online if you cancel fd or rd money credited to savings account instantly the big plus in sbi is minimum amount required for fd is Rs1k only
lenovo p770 got 4.5 screen duel sim and 3k mah battery but 4gb only
or wait for lg l9 ii with 8gb, 4.7" , 720p resolution, infrared and 2450mah battery
unlocked means you can use any operator sim card (cellphone operators sell modems which are locked to their network)
voice call means you can make and receive calls with their provided software
iam the second owner, first owner didn't used this as he just unlocks new modems and sell them. about the second picture i made a hole backside to connect external antenna