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Well you should consider asset allocation with 70% debt and 30% equity based on risk appetite. For dept you can go for liquid, ultra short debt, arbitrage mutual funds. For equity, go for large cap mutual funds.

Finally dispute got settled in my favour and bank has waived off all the charges.

Bank said that they will get back to me by 7 Jan 2018 with an update after second dispute.

Mine RBL credit card was also used for fraud transaction and I have disputed it. First time they came up with response from Mastercard justifying the charge. There were many irregularities with that report. I have disputed again and they have asked a month time to get back. Here is the thread...

Hello Guys, I recently got Xbox One S and I am not sure where to buy games from? I looked in to Xbox Game Pass and EA pass. Are these subscriptions worth it? Also is buying physical game advisable? If yes then where to buy them for least price? Please let me know your views :)

It happened with my device, Springboard kept on crashing. My wife's phone was working fine. I guess it was PhonePe which was causing this: I use their reminder feature to pay salary to my maid/cook. Apple has release iOS 11.2 to fix this. Here is the official guide...

I have disputed the transaction again and bank has said they will revert back to me in 7 working days. Yes, AMEX doesn't require 2FA while using on Amazon.in. It gets authorised by Pin code. However on other sites and POS, it does asks for OTP which is sent on Mobile number.

Police is not taking complain saying crime didn't happen in India.

I also had a ICICI Debit Card without EVM chip. I contacted their customer care and they said continue using it till it's validity period, no issues. I brought the issue to social media, they promptly issued me a EVM debit card.

I guess scammer just used Paypal as payment gateway. Neither my card was cloned nor is my phone. He didn't use it to add funds to his account. It was a chip card FYI.

Yes, and the billing and shipping address are non-existant and they are different from the one which I have on my card. I'll keep on following up this case.

Well to clarify, it wasn't my Paypal account which was used. My card by used by someone else on their PayPal account. Below is an excerpt from charge back report.

Yes, the IP belongs to Dehradun, Uttrakhand. It seems the scammer has used proxy server/tor. I have sent them a detailed email pointing out all these points. Let's see how it turns out.

Well it was a RBL Bank card which I am not using actively (got it as my company tied up with them). The bank has sent me the charge back response which they got from Mastercard. They have asked me to provide more reasons/evidences to support my case. The chargeback report contains a...

It was initiated on PayPal in Singapore I guess as my card was charged in SGD. I was in India. Yes, that card was deactivated and was replaced with new card.

I have notified the bank the moment the received the SMS. I raised dispute on 2nd September and my card was charged on 31 August. Paypal said they can't help as my credit card was charged. They asked me to contact bank and bank is saying the charge is legitimate. My card was charged for...

My card Credit Card was used for a fraud transaction on PayPal 90 days back. I disputed the charge and bank came up saying it’s a legitimate charge. What can be done now? Do I have to pay the amount or can I file complain anywhere else to challenge this? Please advise. RBI Circular regarding...

Bvlgari Aqva/Bvlgari Aqva Marine last more than 4-5 hours and smell good. That's what I have been using for past 3 years.

Received the phone with free case. Phone is gorgeous and really fast. No lag whatsoever. Everything is butter smooth.

Well I have Indane and I do online payment for gas booking. The Rs 5/- discount is no discount as I end up paying Rs 6.5/- as payment gateway charges :p. Their site is somewhat better and I haven't faced any issue in making online payment.