Credit Card Help Desk: Answers to Your Questions!

Is it possible to use this for OneCard?

Yes, every other banks’ CC, except HDFC’s own.

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OneCard (at least by Federal, that’s what I have) can’t be paid through HDFC billpay or SBI Unipay.

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Only relevant when taking large amt home loan where even a 0.5-1% lower interest rate can result in a difference of few lakhs over the years.

Onecard cannot be paid from any 3rd party app currently due to new BBPS rules. even before it was supported by very few 3rd party platforms.

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Recent BBPS changes have made HDFC bill pay portal a total mess.

Not really as every cc bill payment platform faced similar issues because not every bank was on BBPS earlier. It is just that hdfc as usual taking longer time to iron out the bugs.

Anyone who shops on ebay.com regularly or otherwise, can you suggest which banks credit card works best error/issue-free?
This will be my first international transaction else I have ordered stuff via via friends in the past.

I have ICICI, SBI and AXIS accounts.

is HDFC Platinum debit card better than millennia debit?

only benefit of plat dc is the 1% cashback on bill pay, and its free salary/savings max accs

Depends on your usage, the main advantage of platinum dc over millennia is that its cb comes within 3-4 days at max compared to 90-120 days on millennia so unless you have a lot of free time to keep things in mind from 3-4 months ago to track all the cb platinum dc is better.

I generally use One Card, which has 1% forex markup. But you need to see that the conversion is not done by Paypal and you need to ensure that it gets charged in USD to your credit card.
Other than that, I also use HDFC as well, but it has 2% markup.

You offer your data for the convenience of reminders and insta settlements

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If someone uses OneCard for forex, don’t forget to enable this. This offer comes every month since last few months.


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Another CC that has zero forex fee on international txes is Scapia.

add rbl world safari also 0% forex markup.

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Guys, I’m getting a credit card from SBI. There are so many types of sbi credit cards.
Which is the best card that can be used for amazon shopping sales?

Any card works but get the best whose annual fee matches the highest privileged card.

What does it mean? Sry I didn’t get it.

Sorry for this dumb question. But is this card LTF or what? Also, who is exactly providing this hdfc or this tata new thingy? I checked tnc but can’t find any details regarding its annual charges.


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If you are getting a nominal card for 500 fee then check which is the top tier card for the same fee.