Kotak mahindra credit card calls

The Social Lounge Off-topic & Debates
1

I don’t know exactly where to ask this but asking here. Anyone receiving call from Kotak Mahindra Bank to buy credit card.

My company opened salary account in kotak mahindra account in 2024 mid but from may - june 2025 everyday i receive call from Kotak Mahindra that “ sir you have kotak account do you want to buy credit card” . Everyday i receive one and no matter what I say they call daily .

pls suggest what to do

One more thing avoid anything from Kotak no matter how good it seems . An employee of my office took loan from Kotak and got late to give money on one date , then the recovery team carefully not stating who they work done coz it’s illegal to harrass someone for money that started calling all the number in his phone when he download kotak mahindra official app and gave permission for contact. They started abusing him , started calling every single contact in his phone number they got permission earlier and abusing them.

So avoid kotak

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2

Ask them specifically to put your number on do not disturb list and record that conversation. if you recieve any further call for credit card then complain against them in cyber crime portal for harrasment

https://cybercrime.gov.in

3

I had the same problem with them. Call Centre staff a waste of time.

Had to go to my branch and complained to the my designated “Customer Care Advisor” she managed to get them to stop.

4

Threaten them that due to their harassment you have decided to close your salary account and move on the another bank. This has always worked for me even for telecom operators.

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5

Similar experience after using kotak cards. The recovery team is filled with A-holes.

6

Kotak cards are worst to get, they will not let you sleep even if you miss the payment by one day, and there are rarely any offers available anywhere, I just closed their card.

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7

don’t know why but some bank straight up sent a credit card/loan card without me having a account with them…. how does that work??

8

Due to your pan/credit score being shared via 3rd party apps (like the ones which show you your cibil/credit score for free) & your details shared via your existing credit card (if any) support staff.

9

just close the Kotak CC, i found their account statements were purposefully hide the tenure period, interest and late fees..
yes it mentioned somewhere at the start of emi’s but try to find it later, its super frustrating and deliberate design..

Now thinking of SBI CC.

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10

KYC, forms comes after customer accept it.. it gives you illusion process has shorten and nothing much else is necessary.

11

Avoid thread hijacking

6 posts were split to a new topic: How to get ICICI Bank CC?

12

I have already closed my salary account

13

I have already closed account still receiving it.

14

My account is closed but will visit there branch and complaint there and if still troubled i dill file harassment against branch

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15

you will just be wasting your time doing this.

i would recommend activating full DND if you have not done so already.

download this app

answer the sales calls. it creates a record. start reporting those calls as spam.

16

The day is not complete if ICICI or Kotak bank doesn’t call, my response is always the same.

Hello “I am calling from kotak bank…..”

Me “If you are calling to sell me credit card/loan I am not interested. stop calling me”.

Disconnect the call and block the number

P.S I still don’t have any credit card from any bank

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