I really do not care what it is abroad, or they are just as bad. There is no cartel here in India...! Just that the CC service practices are blatantly and rampantly false and malignant to the users. You can read my Tata Photon thread about this. This happens with most users. Disengagement is frowned upon and discouraged AND hampered. That is a huge delta in the name of this industry. Customers are made fools, incorrect billings, packs are loaded on, caller tunes are activated, and charges are kept non-opaque.