15-20K Best SAMSUNG mobile - general purpose

M14 and M15 are both below 15K. M14 has Exynos 1330 while M15 has MTK Dimensity 6100+; don't know which one is better. I've used an Exynos 9611 phone in the past and it used to get pretty hot. I've heard that Samsung phones below 20K or maybe only the M-series phones, have a motherboard issue after about a year, so please do your research before buying.

 
And is the S21 FE 5G worth 29K, if I can persuade the person to up the budget.
No the s21 FE is pretty old now and is not at all worth 30k, the a55 was selling around that price during the sale and will probably be cheaper or the same in the october sale so you can wait for that but do not buy the s21 fe new, you can buy it used for around 20k but not new.
 
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M15 is ok, above that M35 should also be decent (considering that Exynos was used in A series earlier & was ok in terms of heating & battery life). Avoid S21FE (both snapdragon & exynos), can ignore other Samsung phones as well.
 
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I would recommend the m35 over m34, I bought m34 recently at 12k a week before the primary day sale and i am mostly satisfied with it other than some minor ui lags.
If you are able to grab m34 for a similar price then go for it but it doesn't make much sense to buy it at the current price because by paying 2k more you will get 1 year of extra os updates, stereo speakers, better processor and a punch-hole display.