Current trend of credit cards

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All these UPI apps keep on adding these bunch of features and make the app UI cluttered. Sometimes I feel I might accidentally enable these pay later things or take a loan.
There seems to be no UPI/bank app that doesn't show banners/notifications for loans etc.
Gpay has a clean UI and no ads
 
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Yeah but it doesn’t justify the hefty fees of 12-15k anymore.

Infinia (if one can get hold of it) has much better rewards using SmartBuy. And the renewal fee is also recovered upto 75% by the points.
If you had to spend 25k on airlines which card would you use except Infinia/DCB
 
Any information on Regalia series card getting nerfed?

Some news articles are pointing is only longue access et al. I believe its much more.
 
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