"Do you have XYZ Credit Card?" Thread

May be you have not updated the app. I myself have paid 3 Electricity bills and there was usage fees. Check Technofino for more references.
I SAID AIRTEL SERVICES.
not 3rd party.
Also Convenience fees on third party payments like Electricity bills etc, is applied from MAY 2025 onwards @1.75%
 
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Hello Members,
I have a request. Please dont involve 2-3 members at same time when you request for help with card. I am sure many times er have helped and got helped even in middle of night to get you the order placed in time and not to loose on the offer.
@samiryadav even helped me once when he had fever.

We login to your account whenever you ask, Calculate discounts for you show you the exact amount you will be getting and then we are told that you have already got it ordered through someone else.

This is not being done for profit that is clear . Hope this is not taken as offence but it is irritating to be honest.
 
UPDATE: Airtel Axis CC
WhatsApp Image 2025-05-23 at 14.20.46_de0384d1.jpg
 
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Hello Members,
I have a request. Please dont involve 2-3 members at same time when you request for help with card. I am sure many times er have helped and got helped even in middle of night to get you the order placed in time and not to loose on the offer.
@samiryadav even helped me once when he had fever.

We login to your account whenever you ask, Calculate discounts for you show you the exact amount you will be getting and then we are told that you have already got it ordered through someone else.

This is not being done for profit that is clear . Hope this is not taken as offence but it is irritating to be honest.
I know but I have no idea about emi. Maybe @samiryadav calculated wrong, but he was offering 500 more discount. I don't know how as I haven't used emi on my cards till now. I planned to go ahead with his payment but the exchange reduced the card discount on emi by 3500 rupees.

Once again this does not excuse me keeping you up night at 4:00 A.M. but also if upi was accepted none of it would have mattered. I don't know how else to prove my intentions to pay.

Regarding @badwhitevision I had mentioned in the post that it was an emi discount but he was under the impression that it was upfront discount. Therefore he backed out.
 

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Note that refund for EMI txns is not very smooth with HDFC. If the refund takes a while, you will be charged some interest upon EMI closure.

All this risk should be borne by the buyer, without a doubt. But it’s better to be made it clear, otherwise folks may feel cheated.

Happened with me where flipkart couldn’t deliver some item to my address and I had to follow up multiple times for cancellation. After Flipkart initiated refund, I had to deal with HDMI regarding reversal of EMI closure charges + int charges which took weeks.

I would not go through this if it was just a help for someone else in first place.
 
@Raoskyneo ..firstly please remove the whatsapp chats. You are displaying personal chats on open without asking permission with other person.

This is not any scam or anything that you need to prove anything also with out chats.


and about the whole thing....I told you in the night only after giving you all the calculation to contact some other member IF Upi is an issue. But again the morning you pinged me up and said lets go ahead. I had to request my friend who has upi to give me his details after he came from his night shift keeping him awake to confirm if he got the money.

And you said I will send you the money in 10 mins once i reach office. then after quite some time you simply said . I used colleague card.
 
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