16K per year for a LTF card is still a good value.(Spending 3.2 lac / year on one card is quite a decent spend)
gives you opportunity to use other cards as well.
Fk can always compensate for this by giving extra instant discount on using this card which they already did a few times this year. Also, during major sales ppl typically use the bank cards on which instant discount offer is applicable like it was hdfc cards in last year BBD sale.
FK will hardly do it with this card IMO. Everything is getting devalued with FK - even Supercoins are now limited to 25 per order.
I have FK Axis as LTF and barely use it, just holding on to it till I have the need for something else from Axis. Already holding 2 other cards from axis. FK itself has very very few items you can order with trust.
