Android Fastest way to do UPI payments with fewest taps?

jayanttyagi said:
Apple doesn’t allow NFC communication by third-party app. Can you link me the claim? I used Tap for CC using gpay on Android. You cant do that on iOS.
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I had seen it first on the Tata Neu iOS app a month or two ago and it opens the interface to complete the payment. However, haven't had an opportunity to try it yet.

I suppose Apple is allowing the NFC chip to read content which in this case is the UPI ID stored in the NFC tag. However, actual payment over NFC is yet to be made available.
 
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Most UPI Payments apps have Scan and Pay Widget, Drag and paste it on your home screen
If you want to skip Entering UPI Pin then use UPI Lite.
 
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I use Niagara and I've set up the right bottom icon to open GPay's QR Scanner when I drag it a bit (tapping opens camera, also what I set). Fast enough for me, with face unlock opening the phone.

Also, I've tap to pay setup, so GPay icon is pinned on my home screen too. Open it, scan fingerprint and tap to pay. Pretty lovely!
 
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roadrash99 said:
I've been thinking of what is the fastest way to take the phone out of your pocket and make a UPI payment. Is there a way to directly launch the QR scanner of GPay or BHIM? I checked nova activity widget but neither app seems to have that as an activity. Just some useless stuff.

My Moto phone has the gesture to double tap the back of the phone to launch an app. Is there a UPI scanner app separately that can scan a QR for me and offer me to choose from the UPI apps on my phone?? I will be able to use that app with the gesture to get something pretty fast then.

Also open to hearing if your phone OEM has a better way of doing this.
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I think there's lockscreen shortcuts on the nothing phones for this.
 
roadrash99 said:
Yeah it scans it but doesn't open GPay or Bhim, you can just copy the URL. My phone is a Moto. Does your phone do this (open payment app automatically on scanning QR in camera app). Which brand is it?
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Yes from lock screen QR code widget it opens options for bhim , phone pe and other UPI apps directly
 
Also, how do you send payments when someone sends you a screenshot of merchant QR code to whatsapp? This requires more taps too, unless we have whatsapp payments enabled.

I have a little cousin who sends picture of qr code to my whatsapp regularly. If there is an extra phone near me, I send it to their whatsapp and then scan it from there, or else screenshot it as whatsapp detects the upi id, save the picture, then copy the text in that picture and then enter the upi id in the UPI app to send payments. Quite a tedious task sometimes.
 
Ssreek said:
Also, how do you send payments when someone sends you a screenshot of merchant QR code to whatsapp? This requires more taps too, unless we have whatsapp payments enabled.

I have a little cousin who sends picture of qr code to my whatsapp regularly. If there is an extra phone near me, I send it to their whatsapp and then scan it from there, or else screenshot it as whatsapp detects the upi id, save the picture, then copy the text in that picture and then enter the upi id in the UPI app to send payments. Quite a tedious task sometimes.
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In iOS if you save the qr code to photos and long press, then a menu appears to open the qr code with any of the upi apps installed on your phone
 

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nando said:
In iOS if you save the qr code to photos and long press, then a menu appears to open the qr code with any of the upi apps installed on your phone
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Thank you for this. It was a pain trying to pay when someone sends a qr code to me. This method works great.
Ssreek said:
Not able to see that option.

When u get the photo, u save it and crop only the qr code and save it...then long press?
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Tried a screenshot of a whole page with a small qr code. Just long press the qr code region. Doesn't matter if the qr code is the entire pic or just a small part of the pic. It will give you the option to open it in any of the bank apps installed.
 
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Ssreek said:
Also, how do you send payments when someone sends you a screenshot of merchant QR code to whatsapp? This requires more taps too, unless we have whatsapp payments enabled.

I have a little cousin who sends picture of qr code to my whatsapp regularly. If there is an extra phone near me, I send it to their whatsapp and then scan it from there, or else screenshot it as whatsapp detects the upi id, save the picture, then copy the text in that picture and then enter the upi id in the UPI app to send payments. Quite a tedious task sometimes.
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Sharing the image from whatsapp to Gpay works in Android.
 
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