OC & Modding i5 6600k stock voltage/overclock question

drone

Disciple
Hi All I recently did a new computer build and I am concerned my motherboard is running a stock voltage a little high. Some of what I have seen have stock voltages at 1.2 to 1.275 volts. Currently when I go into my bios it defaults my stock vcore voltage to 1.40 volts. I just want to verify that this is correct.
I built this primarily for gaming and will eventually upgrade the GPU. I chose the Gigabyte GA Z170N WIFI motherboard because of the size and features.

I would like to overclock my CPU and any advice I can get on this would be helpful. I have done some research and I am a little confused on how to verify if a increase in voltage is necessary based on my current stock voltage and what would be a decent OC to aim for.
 
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