this thread is related to discussion related to share market and mutual funds
people can also share their share market and mutual funds portfolio so that we can discuss it and make the correct choices.
my mf portfolio is as follow
10k in hdfc bse index 50 mutual fund
10k in parag parikh flexi cap
5k in nippon india small cap
5k in motilal mid cap. 30K per month
am looking for some stock recommendations that can boom after general elections results.
Share Yours..
Use any of the portfolio overlap calculators online for diversification. I used to invest directly from the AMC website, then switched to MFU and then Groww. Found Groww to be the best for MF as you have all your MF in one place, can invest in direct funds and also get a overview of the portfolio in terms of sectors, stocks and market cap.
It is generally a bad idea to ask for stock recommendations. You will get plenty on WhatsApp and Telegram groups that are mostly pump and dump setups with no corelation to fundamentals or technicals. If you find any recommendations on any public channels, you are already in the middle of a cycle, and it may go in either direction.
You could use technical analysis and event-based information to invest, mostly in large cap companies, but then you have to stay in it for the long term. Day trading is too stressful and can become addictive which is one of the reasons to invest through SIP, for diversification and cost averaging.
Most equity funds have an XIRR of around 20-30%. If everyone knew how to beat that with one stock, then you wouldn't need fund managers and analysts.
You might be lucky enough to pick a stock which returns 100% in a year but for every one of that, there will be 5 others that will not even beat the market.
Lastly, if you are not registered with SEBI, it is illegal to provide investment advice and thus you shouldn't solicit it here either.
The regulator's action, which follow four earlier orders passed in the past twelve months, aim to signal growing concern that retail investors are being lured into stock market investments by companies and individuals who are not authorised to offer financial advice.
legal.economictimes.indiatimes.com