This topic asks whether mBanking is safe or not, or whether to use it, it doesn't ask how to make it safe, does it?
I clearly mentioned that it isn't safe, because nothing is safe in nowadays world.
How to make it safe? I don't know! But still I said, that I keep an amount in those accounts (which have mobile banking enabled) which is very minimal, and I won't give a damn if that money is gone.
The problem with people is (this is not directed to you) they are so arrogant that they actually almost always miss the point and some have psychological trouble that they literally don't know what they are saying.