You can invest a bit more. If you want, you can get Arctic Freezer 36. Should cost around 3.4k
If that's the case, then you can save on the GPU. Something like 7800xt would be enough. If you can find 7900 GRE in stock around 52-54K, would be even better. In Nvidia, you can get RTX 4070. Similar rasterisation performance as 7800XT. A lot better in ray tracing. But only 12 GB Vram.
You would need more fans. Even if you get AIO, rest components would need airflow.
You can get better deals offline, also some bargaining, so would be worth to go there. Also a little trip is nice to have.