That's true & as I said it should be fine for a Ryzen 3 like processor. MSI service, based upon whatever I have read in the past couple of years on reddit, is one of the worst although I have never owned any MSI product myself.Is there a better option for 5k though? You can't expect a Tomahawk grade in 5k. But I definitely don't recommend it for high end build. Mine will just be standard entry-mid at most build with R3 3000 and GTX 1650 and run everything in stock.
My main concern is the RMA service. I haven't heard of positive MSI RMA in a long time.