I have updated the OP. I did some calculations, for me 3 star also seems okay:
Voltas 1.5 Ton 5 Star 185 CY -
http://www.snapdeal.com/product/voltas-15-ton-5-star/754375241
Voltas 1.5 Ton 3 Star 183 CY -
http://www.snapdeal.com/product/voltas-15-ton-3-star/229606840
Difference between them is 7000rs.
Lets say my usage is daily 10 hours for 4 months an year.
3 star, 1555W:
per day: 15.55 units
per year: 1866 units (10 hours per day for 4 months)
5 star:
1424W:
per day: 14.24 units
per year: 1708 units (10 hours per day for 4 months)
so difference each year is 158 units
for 6rs per unit, you will save 948rs per year.
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Some rough calculations on inverter also:
Okay I am doing calculations around inverter and std ACs (5 star)
I need 1.5ton Ac, so let's assume it's of 1500W making 1.5unit per hour. The initial difference is 10-12K for inverter and non inverter. And I am gonna run the Ac only for 4 months. Max 10 hours/day. Usually it's said that inervters save 30% of std ones.
Std Ac:
1.5 unit/hour
i.e. 450 units per month (each day 10 hours)
For 4 months = 1800 units
Inverter Ac:
Let's assume it saves only 20%
For 4 months = 80% of 1.8k = 1440 units
The difference is 360 units.
At 6rs unit I will save roughly 2k per year.
So it will take me 5 years to get the inverter AC extra charges back and reap the benefits.
Now let's assume, for the sake of it, that I am gonna use for 15 hours day
Std ac:
1.5 unit/hour
i.e. 675 units per month (each day 15 hours)
For 4 months = 2700
For inverter
For 4 Months = 2160
So difference is 540 units
At 6rs unit I will save roughly 3k per year.
So it will take 3 years to reap the benefits of AC
Is my understanding, calculations are correct? Am I wrong anywhere?