Just as any other buying decision, standard questions apply:
1. What is your budget? (Maximum limit, ensure you set one).
2. Where do you plan to drive this and what is the expected running per month? (City, highway etc)
3. Who is this meant for? (Family, bachelor, soon-to-be-family, couple)
4. What are you looking for in the car? (Economy, power, fun-to-drive, useability, space, image etc)
5. How tall are you? What is your build? (Crucial in deciding on the car itself).
6. What car do you currently drive? (Not important but still a deciding factor on how you
perceive new cars).
Now before you answer all that, the i10 and the Swift are totally different cars BUT they fall in the same bracket due to the pricing of the i10 Kappa 1.2 and the Swift Lxi/Vxi. So its a fair competition. I am not going not give any recommendations till you answer the above questions, but till then here are the options in what I think is your range of pricing and utility:
1. MS Swift Vxi
2. MS Ritz Vxi
3. MS A-Star Zxi
4. Hyundai i10 Kappa Magna
5. Hyundai i10 Kappa Magna Sports
6. Fiat Punto 1.4 Dynamic/Active
7. Tata Indica Vista Terra Quadrajet
8. MS Swift LDi
9. Fiat Palio 1.6 Sport (yes for the same price!)
10. Hyundai Getz CRDi (pure power and similar price)
11. Chevrolet Spark LT with opt. airbags
12. Hyundai i20 Asta (over-priced though)
13. Chevrolet U-VA (just an outside contender)
14. New Ford iKon 1.3 ROCAM
15. Skoda Fabia 1.2 Active
...and this is before we get to pre-owned options.
SOO...please to reply. I hope you appreciate that 4-5lakhs of monies are a big deal and its always sensible to see ALL the options before you decide. Atleast you feel you've worked hard enough and plus you get free test-drives.
Cheers!
Payne