When it comes to buying a high speed sd card for the purpose of transferring data from mobile internal memory to sd card and vice versa, it is not worth it, if the price difference is more. The reason is, the speed of the sd card is throttled by the limitations which stick to Android O/s as there is much intervention of the android O/s when data is transferred when the sd card is accessed from the mobile.
But if the user doesnt care much about removing the card from the device and transferring mass files like HD movies to PC through a good card reader t, it is worth buying it.
Gone are the days when mass memory mode was available with nokia symbian/ anna based handsets and even with android froyo. Now the data transfer speed is severely affected by the Android O/s. Hope the developers come with a solution for this. Seriously guys this sheer PITA.
Anyway you can check it with a different card, but i dont think the difference will be noticeable. Since the transfer speeds are good with card reader, it has only to do with the medium which is used to access the sd card.