Correct but you never know what ppl are expecting so thought it should be mentioned & I know many ppl who actually use their cc for "earnings" & pay bills of their entire neighbourhood or pay some commercial establishment bill which easily exceed this amt.
Only get this card for 10% icici card sale offers & even there I have read some comments that these newer rupay cc have issues being identified as correct card. As for rupay cc linked upi, unless you daily spend a few hundred rupees on upi txns on small shops which also accept rupay cc linked upi, it is not of much use.
Tata Neu cards are only given ltf to certain Tata group companies employees but it seems there is no check so many got it by falsely claiming such employees so depends on your luck whether your lie will be caught or not.
Just a small addition, you need to have prime membership on card linked amazon acc to get 5% cb & previously the only option was prime membership which cost 1500 per year but recently amazon has also launched a "prime shopping edition" which only gives prime shopping benefits & no streaming/music services bundled with usual prime membership & cost only 399 per year.
[URL unfurl="true"]https://www.amazon.in/gp/help/customer/display.html?nodeId=ThyddI41U7z097zqaL[/URL]