Credit card recommendations?

[frozenscotch]

2%

I got 1%.
Paid amount on apollo pharmacy via amazon pay wallet (arrived at amazon.in payment page, paid by entering card details)
Got sms confirmation that amount added to amazon pay and amount deducted from Amazon wallet.

Are there any specific merchants on which we get 2% or any specific way I do payment?

 

[dazzwilliams]

I got 1%.
Paid amount on apollo pharmacy via amazon pay wallet (arrived at amazon.in payment page, paid by entering card details)
Got sms confirmation that amount added to amazon pay and amount deducted from Amazon wallet.

Are there any specific merchants on which we get 2% or any specific way I do payment?

Wallet payment is different from Credit Card payment.

 

[t3chg33k]

I got 1%.
Paid amount on apollo pharmacy via amazon pay wallet (arrived at amazon.in payment page, paid by entering card details)
Got sms confirmation that amount added to amazon pay and amount deducted from Amazon wallet.

Are there any specific merchants on which we get 2% or any specific way I do payment?

Partners for 2% cashback on credit card payment are mentioned on the website, rest will be 1%. However, getting 5% cashback on the SBI card for all gift vouchers on Amazon and Flipkart easily pays back the annual fees. Still retaining the Axis Ace card for 2% offline cashback but otherwise now use Amazon Pay rather than GPay for all bill payments using Amazon Pay balance at 5% cashback, since Axis has cut a lot of categories recently.

 

[Slayer69]

Partners for 2% cashback on credit card payment are mentioned on the website, rest will be 1%. However, getting 5% cashback on the SBI card for all gift vouchers on Amazon and Flipkart easily pays back the annual fees. Still retaining the Axis Ace card for 2% offline cashback but otherwise now use Amazon Pay rather than GPay for all bill payments using Amazon Pay balance at 5% cashback, since Axis has cut a lot of categories recently.

Do not use my SBI card as my primary card but have received 50k cashback in 6 months

 

[frozenscotch]

Wallet payment is different from Credit Card payment.

Below is TnC, #3 says about wallet, any idea how to get 2% from payments made on apollopharmacy ?

View attachment 170459

View attachment 170461
from -- https://www.amazon.in/cbcc/marketpage

The offer page give ad like above, whats difference between #3 and #4 highlighted above ?
If I pay in, lets say bookmyshow payment->amazon wallet pay , do I get 2% or 1% ?

Partners for 2% cashback on credit card payment are mentioned on the website, rest will be 1%. However, getting 5% cashback on the SBI card for all gift vouchers on Amazon and Flipkart easily pays back the annual fees. Still retaining the Axis Ace card for 2% offline cashback but otherwise now use Amazon Pay rather than GPay for all bill payments using Amazon Pay balance at 5% cashback, since Axis has cut a lot of categories recently.

who are those partners ? list pls ?

Do not use my SBI card as my primary card but have received 50k cashback in 6 months

nice. i did not opt for sbi card after reading some horror stories on this site itself. Whats your card type/name ?

 

[Slayer69]

nice. i did not opt for sbi card after reading some horror stories on this site itself. Whats your card type/name ?

SBI Cashback but mostly i use HNI Credit Cards like Axis Magnus or Infinite

 

[t3chg33k]

Below is TnC, #3 says about wallet, any idea how to get 2% from payments made on apollopharmacy ?




who are those partners ? list pls ?

nice. i did not opt for sbi card after reading some horror stories on this site itself. Whats your card type/name ?

List of merchants with 2% cashback is normally listed under the credit card section of AmazonPay.

Also, the SBI card referred to is called as the SBI Cashback card. Apart from bill payments, wallet loads, you get 5% back on any online merchant site. For bill payments, using Amazon vouchers provides 5% cashback. However, they are reducing the benefits gradually, from 10k per month, cashback has reduced to 5k and the list of exempted MCC keeps increasing. Also, first year was free but that is not the case now.

 

[Slayer69]

List of merchants with 2% cashback is normally listed under the credit card section of AmazonPay.

Also, the SBI card referred to is called as the SBI Cashback card. Apart from bill payments, wallet loads, you get 5% back on any online merchant site. For bill payments, using Amazon vouchers provides 5% cashback. However, they are reducing the benefits gradually, from 10k per month, cashback has reduced to 5k and the list of exempted MCC keeps increasing. Also, first year was free but that is not the case now.

It will increase

The launch of the card was to acquire cashback customers which ICICI and Axis have

 

[rockstah]

Still retaining the Axis Ace card for 2% offline cashback but otherwise now use Amazon Pay rather than GPay for all bill payments using Amazon Pay balance at 5% cashback, since Axis has cut a lot of categories recently.

Which categories?
Electricity, mobile recharges, gas bill still get 5% cashback with Gpay using axis Ace right?
Also for lic premium i tried paying through cred and i think i got 2% cashback with Ace though technically they stopped providing cashback for insurance payments.

 

[t3chg33k]

Which categories?
Electricity, mobile recharges, gas bill still get 5% cashback with Gpay using axis Ace right?
Also for lic premium i tried paying through cred and i think i got 2% cashback with Ace though technically they stopped providing cashback for insurance payments.

Yep, I received 0 cashback for insurance payment in March through GPay and payment through portal was already providing 0 cashback. Property tax gave 4% early in the year but not sure if it still gives so.

5% on SBI Cashback card through AmazonPay is at least guaranteed until SBI stops providing cashback on Amazon vouchers. It equates to more when vouchers are discountdr, like in case of Zomato where it is 9% + 5%.

 

[rockstah]

Yep, I received 0 cashback for insurance payment in March through GPay and payment through portal was already providing 0 cashback. Property tax gave 4% early in the year but not sure if it still gives so.

5% on SBI Cashback card through AmazonPay is at least guaranteed until SBI stops providing cashback on Amazon vouchers. It equates to more when vouchers are discountdr, like in case of Zomato where it is 9% + 5%.

Is it Amazon pay cashback or credit card?
Do you think Airtel axis is better than Ace card, only for bill payments? I was thinking of getting that and closing Ace.
Also any suggestions for fuel spends?

 

[Slayer69]

Is it Amazon pay cashback or credit card?
Do you think Airtel axis is better than Ace card, only for bill payments? I was thinking of getting that and closing Ace.
Also any suggestions for fuel spends?

All are credit cards but they have categories like
Cashback (Direct Statement Credit and Third party collab)
Points (First Party and Third Party)

 

[rockstah]

All are credit cards but they have categories like
Cashback (Direct Statement Credit and Third party collab)
Points (First Party and Third Party)

Ya just read that it's credited to card

Do you think Airtel axis is better than Ace card, only for bill payments? I was thinking of getting that and closing Ace.

Now this doesn't seem so good.

 

[frozenscotch]

List of merchants with 2% cashback is normally listed under the credit card section of AmazonPay.

as of now, this seems to be the list -

Amazon.in: Amazon Pay Partners

Online shopping from a great selection at Amazon Pay Partners Store.

www.amazon.in

 

[gourav]

Just got a message from Axis bank. They've revised the base cashback on FK Axis credit card to 1% from 1.5%. Preferred merchants remain unchanged for now.

Some changes to lounge access as well.

 

[rockstah]

Just got a message from Axis bank. They've revised the base cashback on FK Axis credit card to 1% from 1.5%. Preferred merchants remain unchanged for now.

Some changes to lounge access as well.

Ya they messed up ACE too, it was 2% for all transactions but now it's 1.5%. Previously they capped utilities bill payments cashback to 500rs per month from unlimited. At this point they should make it a free card without any annual charges, no point paying 500rs for this card.

 

[ascalon]

Not just Ace and FK, all major cards from Axis got devalued
Atlas, Airtel, Magnus for Burgundy, Samsung Myzone, Privilege...

 

[gopal_agrawal]

Even the Axis Airtel card reduced the benefits.

 

[logistopath]

Which card would you guys recommend for someone visiting the UK/Scotland for three weeks, as a one time vacation? Would it make sense to get a new card for this purpose, or is it okay to use an existing ICICI Platinum credit card? Would you recommend getting a forex card, and if so, any specific recommendations? Maximum expenditure/transactions would be around 900-1000 GBP.

 

[nimod]

Which card would you guys recommend for someone visiting the UK/Scotland for three weeks, as a one time vacation? Would it make sense to get a new card for this purpose, or is it okay to use an existing ICICI Platinum credit card? Would you recommend getting a forex card, and if so, any specific recommendations? Maximum expenditure/transactions would be around 900-1000 GBP.

FD based IDFC WOW card has 0% forex fee. And Zero annual fee.