"Do you have XYZ Credit Card?" Thread
- Thread starter raksrules
- Start date
I guess you didn't know about the (in)famous era of 15k limit axis flipkart cards.
rsaeon
Innovator
That's scary. My cards work internationally without OTP, some services need it that way (like domain renewals).
All cards work internationally without OTP if tokenized or "card added"
Never did
I have a different card for forex, different card for offline and different card for online and lastly one catch all card
Yes thinking of becoming a pilot at the age of 2025 even if endian aviation industry is ehh
nRiTeCh
Oracle
Same here!
This helps streamline expenses and easy to keep a track of expenses across cards.
All members who try to help each other with ordering with their cards.
I genuinely advised not to share cards details. Some members maybe absolutely trust worthy and no disrespect to anyone but it may even lead to misunderstanding in case something goes wrong and decent friendship could leave a bad taste when that happens.
Just my 2 cent.
I genuinely advised not to share cards details. Some members maybe absolutely trust worthy and no disrespect to anyone but it may even lead to misunderstanding in case something goes wrong and decent friendship could leave a bad taste when that happens.
Just my 2 cent.
rsaeon
Innovator
SBI gave me a 15K limit a few years ago, and I go through it twice a month (use, pay, use, pay), but they never increased the limit, and then they blocked the card a couple of months ago (story somewhere here).
Or their devices/accounts may become compromised/lost/stolen.
I was talking about websites that don't do that — my SBI card worked everywhere online. Guest checkout without OTP, just a confirmation SMS after the fact. Same with ICICI.
That's why I don't save my payment information anywhere online outside of India. Some (international) services play nice and require an OTP for subscriptions, but many don't.
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buzz88
Galvanizer
There are too many avenues for your information to get leaked on the internet. One shouldn't be so lax with credit card info. What happens when you share your credit card with three friends, all of them are trustworthy, none of them misuse it, but out of those three friends and yourself, someone ends up a target of malware or something on an infected device and that info is leaked, even when no one made a mistake knowingly or misused it, this will create chaos and everyone will suspect others of abuse/scam. This is an avoidable situation.
It is just common sense not to share it over the internet in plain text and only enter it on trusted websites at the check-out page. FYI, there are tools/malwares which scan your plain text data (such as messages and clipboards and notes) for patterns that match credit card numbers or crypto wallets and such. Be more careful, people.
It is just common sense not to share it over the internet in plain text and only enter it on trusted websites at the check-out page. FYI, there are tools/malwares which scan your plain text data (such as messages and clipboards and notes) for patterns that match credit card numbers or crypto wallets and such. Be more careful, people.
samiryadav
Galvanizer
Totally agree, Never share the details.you can still help WITHOUT SHARING CONFIDENTIAL INFO.
nick.knack91011
Galvanizer
It's not that complicated anymore u always need otp, you can keep credit cards limit to ur likings decrease limits temporarily lock cards and also most companies / banks now have zero loss liability in case you report immediately or within certain time frame... It's not point scaring people ..
If anything it's easier for corrupt bank officials and Fintech companies sharing ur data to others than anyone else, ur all data is ubiquitous when u enter details once google asks u to save it they track evrything , so do most browsers ur emails ur passwords , biggest way to make money in modern times is selling data..
It's cool to see such a trusting community helping each other here tbh.
Also it takes seconds to block card and issue new one with new number even , i lost my wallet last week got cards back in 4 - 5 days, also all these platforms have ur cards too when they save info anyway , and all these apps you have given permissions too read ur otps as well..
if you think like this there's no end to such line of thinking..
buzz88
Galvanizer
It's perfectly fine to be so confident and consider it a minimal risk when it is your own money on the line. But suggesting that other people should also be confident and risk their information/money is downright foolish and potentially harmful. OTP doesn't save you when cards are used for international transactions. Not all banks honour zero loss liability and sometimes it is not even in their hands and there are all sorts of loopholes to get around that. There is an entire industry of stolen Steam/Play Station accounts/Amazon/Apple account credits/gift cards that are bought and paid for through stolen credit cards.
www.theregister.com
On the dark web, you can buy stolen and usable credit cards which are then used to buy gift cards and washed down by selling cheaper accounts and subscriptions through those gift cards.
If you search for credit cart stolen/theft, you will come across thousands of cases in no time. Most of these are human errors, avoidable with a bit of common sense and awareness. One can hope to spread awareness but it seems you can't lend common sense even on credit.
BidenCash busted as Feds torch credit card creds club
: Dark web crime platform raked in $17M+ over three years of operation
On the dark web, you can buy stolen and usable credit cards which are then used to buy gift cards and washed down by selling cheaper accounts and subscriptions through those gift cards.
If you search for credit cart stolen/theft, you will come across thousands of cases in no time. Most of these are human errors, avoidable with a bit of common sense and awareness. One can hope to spread awareness but it seems you can't lend common sense even on credit.