Everyone on this forum is both a buyer and a seller. I have sold more stuff here than I've bought and I started a thread saying "shipping on buyer's risk shouldn't be allowed".
If you think of yourself as only a seller, then you see this forum as a marketplace first and forum second. If you were in the opposite side, would you be willing to risk ₹56000 on buying a used product where the seller said "shipping at buyer's risk"?
If you don't want to take shipping risk, then just say local buyer's only. Don't offer to ship then ask the buyer to suffer a loss if something goes wrong.
As a buyer, I don't want to bear the full risk of shipping when I buy. So I also don't put the onus on the buyer when I sell. And I'm not saying this just for saying, I actually practice it. I've had a product I sold here get lost in transit. I refunded the entire money to the buyer. Out of sheer luck, the product found its way to the buyer 40 days later. The buyer gladly paid me back. When I sold my mac mini, I got it insured and we agreed beforehand that in case things go south, we'll try to claim insurance and split the loss 50:50 as it was a big amount.
As the seller, the onus is on me to ensure the product reaches the buyer safely. If I am not willing to ensure that, then I shouldn't be offering to ship the product. But people won't do that either because they know finding a local buyer is very difficult.