Android Fastest way to do UPI payments with fewest taps?

Apple doesn’t allow NFC communication by third-party app. Can you link me the claim? I used Tap for CC using gpay on Android. You cant do that on iOS.

I had seen it first on the Tata Neu iOS app a month or two ago and it opens the interface to complete the payment. However, haven't had an opportunity to try it yet.

I suppose Apple is allowing the NFC chip to read content which in this case is the UPI ID stored in the NFC tag. However, actual payment over NFC is yet to be made available.
 
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I use Niagara and I've set up the right bottom icon to open GPay's QR Scanner when I drag it a bit (tapping opens camera, also what I set). Fast enough for me, with face unlock opening the phone.

Also, I've tap to pay setup, so GPay icon is pinned on my home screen too. Open it, scan fingerprint and tap to pay. Pretty lovely!
 
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