Is Gameloot credit same as cash?

chungus

Forerunner
I'm selling my graphics cards on gameloot and its giving me pretty good amount like 11k credit for a GTX 1080 and 8.5k cash. I'm thinking of opting for credit as I regularly buy from that site. But I wanna know if credit has the same value as cash. Because a guy warned me saying credit amount is not the same with cash in exchange value.
 
I've checked their site it's not mentioned anywhere
Some of it is here -
I would suggest obtaining an email confirmation from them on the usage of wallet value since its on a higher side. The max I recall was 2k wallet and I was able to use the full amount against a subsequent purchase.
 
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yup it has the same value
when trying to buy any game/console/or any pc peripheral just select the wallet option and the amount will be deducted
 
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Isn’t the credit valid for 15 days only?
havent bought from them recently but i did buy a xbox series controller and used 400 credits which i got after selling them a disc drive and keep in mind the time between selling the disc drive and buying controller was more than 3 years