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There are two sides to it. If you are not aware there are tons of people who fake their resumes and experience to get jobs. And whether it is right or wrong depends on the circumstances. Some of these guys are actually very smart and hardworking people - who actually start their career in some...

People losing money from equities and/or MFs is a well worn story. It has elements of both truth and false within. False because many people say they "invest" but they actually just "speculate", especially on prices. They simply go by news and "hot potato" theory. They hear story of a stock...

I think there has to be balance on both sides on equity and PPF/EPF etc. There has to be a good portfolio allocation, a good starting point is 60-40 (60 in stocks and 40 in FD/EPF/PPF etc). Depending on how much risk someone wants to take on it can 30-70 or 70-30 too. The example of Yes Bank...

Short answer - Don't buy IPOs most of them fail. Long answer - Do your research. One of the easiest way is to open your eyes and see around you and find companies which interest you. In last couple of years, I have bought all supermarket related IPOs looking at the growing urban population...

I am no expert on this but digital gold is mostly scam. And everyone should read the T&C to understand what they are getting into. Here's what safegold.com has to say: "The gold purchased on behalf of the customer shall be stored with a reputed custodian on a consolidated basis i.e. daily...

^ I agree with you for the most part. It is a business and everyone should be held liable for their choices. But, as someone who has talked to people about their choices to join Swiggy etc there are lot of people who feel undone by it. Many people who run restaurants are not educated enough to...

I had a similar issue when ordering from Dunkin Donuts. They charge you for bags if you buy from their stores. But when I ordered from Swiggy, they sent the box but no bag. When I called Swiggy, they asked me to send a photo and I had to ask - How can I send you a pic of a missing item? It was a...

Mass milk production is a complex task. Quality and price has to be balanced. Most diary farms, at least the commercial ones, get milk from far off villages. Now this milk has a very short shelf life - in summers milk wont last till evening and winters maybe till next day. This situation gets...

He is absolutely right. Just yesterday I had a discussion with a colleague who says he loved BJP in 2014 but "hates" them now. When discussion came to GST, he wanted an explanation on - Why BJP blocked during Congress and implemented now? I tried to explain the long, arduous road of making a law...

You know, people say overconfidence led to Hillary Clinton's loss. People believed she will win by comfortable margin, hence they dint vote.

I was watching a debate last night and a retired banking guy made a great point. To paraphrase him - " All the fight centred around who was the political Bakra. CPI, Congress were more interested in blaming BJP. While BJP was pointing out how Chidambaram had helped Mallya secured a loan. And...

Quoting the developer verbatim: https://twitter.com/niw/status/936804672735649792 Don't waste time in trying to restore etc as it wont work. Till now the solution are: a. Disable notifications (Duh!) b. Upgrade to iOS 11.2 beta 4 Mods, please change the section if it is not appropriate in GT.

I got a connection after my mis-adventures during the beta days and..the speed is as good as the Airtel 3G (8/9 MBps). But then it turns out to be cheaper with the Airtel pricing. So using it as my primary "data" number. That said, it is not surprising that the speeds are going down. I can be...

Succinctly put. I agree to most of the post including the point on FUD. But, the point of "small registration windows" was made keeping in mind the genuine issues you have highlighted with GST. Yes, Sep 2016 was the first window and then restarted again, still running. But many wanted to avoid...

I was talking to a colleague whose brother was a customs official within the state government. Here's what he told - GST has caused some major upheaval. Many of the state employees who were working in the tax departments, taxes which were subsumed by GST, are now literally jobless. They have to...

I am always amazed by people getting rankled by incomplete information. Every time I post on TE I lament at why people don't read the fine print. Example this pic from wiki : https://en.wikipedia.org/wiki/Cattle_slaughter_in_India#/media/File:Status_of_cow_slaughter_in_India.png That said...

I think we already have a thread on GST and how things came to where they are now. Federalism was a roadblock and neither the state nor center was ready to cede ground leaving us with hybrid GST - CGST, SGST and IGST. Find all answers here: https://cleartax.in/s/what-is-sgst-cgst-igst And while...

Is it really? Something I posted else where too: As far as I can remember the perils of layoffs and afraid Indian IT professional is the "go to" story each year during the performance review cycle. Back in 2015 - https://www.wsws.org/en/articles/2015/02/27/indi-f27.html 2014 -...

This might turn into a long debate but sometimes I wonder if the people writing these articles understand the purpose of education? Surprisingly, it is not to make people employable or give them hefty salaries (many people tend to calculate ROE when selecting MBA). So what really is the...

@mathrisk If you have already decided I am not sure the need of the thread really. Is it that whose marketing is best was your question? Still let me touch upon the misguided opinion of insurance vs this which might piss some people so apologies in advance. For one, I wonder sometimes if...