Android Asus Rog Phone 3

I have seen the reviews of this phone and every one says this is a very good phone which would last for a long term. Now I wanted to know if I purchase this phone through my ICICI bank debit card with 6 months EMI payment for 256 gb one I just have to pay Rs 10065 right every month. Not more then that. Am I correct let me know yes or no. I dont own any credit card at all nor I need it. So would be paying via my debit card. Also if they deduct via debit card then like they do at the start of the month or the mid of the month or at the end of the month Please let me know as I am very new to this.

Also I wanted to know it says Partner OfferGet 6-month Google One trial on availing Exchange, No Cost EMI or Complete Mobile Protection what does that means exactly?
 
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