Beware! New ICICI Insurance Scam!

nRiTeCh said:
So this week I got a phone call which wasn't marked as spam by Truecaller hence received it. The caller info. shown was Icici, Prabhadevi HO, Mumbai something...Sandeep Singh 7042572633!

The person said that I have some Icici assured income plan policy from yr 2015 for which I haven't paid its premium for last year and hence policy is going to get lapsed post which I won't enjoy the maturity assured sum of Rs. 50L.
The premium is Rs. 50k which if unpaid until 7pm today the policy will get lapsed and I will be wasting my all earlier paid premiums and policy will be deemed cancelled.
Still, I will be receiving only some 2lacs earned during this period which will get credited to my icici a/c in the next 45 days and will be receiving a call for the same for further procedure.

He also gave me that policy no. 55825289

To pay the premium and learn more about the policy etc. he asked me to contact my policy RM/policy head person Ashok Kumar Tripathi on 9058368874.

Now, AFAIK I had never ever opted for any such policy and hence no Q of any premiums and if anything, I would have had such details.

Just for the sake of saying, I told them that my uncle handles my insurances and investments to which the callers kept pressing to have his no. and when I said he stays in the US he said no worries I will call him during US hours.

Just for a tp, tried the policy no. on Icici's website.

View attachment 187998 and this was anyways gonna show an error.

Again, after a few days I got call from the same office this time from Dheeraj Singh 9667921466 which I deliberately missed.

So, my motive here is to alert your family, friends, networks and contacts about such scams as the call might turn any person greedy and will loose his/her 50k or entire bank balance in the dream of receiving 50L next year.

I haven't updated Icici on this as I doubt they will even bother to take cognizance of such issues where they only keep saying jago grahak shit and to ignore such calls and blabla! (This is based on my past exp. with such authorities) So, instead of wasting time with them its better to invest some time here and alert the public directly!
Click to expand...
Same ICICI scam call came on my mobile:

Policy no : 55962365
Issue Date: 31-Mar-2014
Maturity Date: 25-Sep-2024
Policy name : ICICI Life stage assured regular tax saving plan
Policy term: 10 year
Paying term:7 year
one time payment paid: 50000
Sum assured : 5lac
Fund Value: 174760
policy purchase: Delhi

Two options: Pre maturity closure or Policy revival.

Lapse policy: regional manager: icici prudential life insurance, Name : vinod kumar sachdeva; 8860280390 (To call him for policy revival)
Fake ICICI exceutive girl (cancellation deptt) : vaishali sharma no : 8743805147
no reminder crn:

I have not purchased any such policy & this policy doesnt exist on ICICI prulife portal. They asked me for 1.1Lac for policy revival & can close the policy after 90 days to get 8Lacs.

**Beware guys, these scammers call from mobile numbers (not from landlines) & talk like actual ICICI life insurance employees.
Same ICICI scam call came on my mobile:

Policy no : 55962365
Issue Date: 31-Mar-2014
Maturity Date: 25-Sep-2024
Policy name : ICICI Life stage assured regular tax saving plan
Policy term: 10 year
Paying term:7 year
one time payment paid: 50000
Sum assured : 5lac
Fund Value: 174760
policy purchase: Delhi

Two options: Pre maturity closure or Policy revival.

Lapse policy: regional manager: icici prudential life insurance, Name : vinod kumar sachdeva; 8860280390 (To call him for policy revival)
Fake ICICI exceutive girl (cancellation deptt) : vaishali sharma no : 8743805147
no reminder crn:

I have not purchased any such policy & this policy doesnt exist on ICICI prulife portal. They asked me for 1.1Lac for policy revival & can close the policy after 90 days to get 8Lacs.

**Beware guys, these scammers call from mobile numbers (not from landlines) & talk like actual ICICI life insurance employees.
 
Last edited:
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so i ahd receved a call today means 26/6/24 and they told me i have a policy and paid 50,000 on 29/3/2024
which will get lapsed in this month so i need to pqy 50,000+ 50,000 two premium to get 2,57,000

i got full deatils and writing the review

policy no ; 55237638
uday mahajan officer ; 8750842906

kindly be aware of it
 
Vishwa3 said:
Hi, The post is really helpful.
I too have received similar phone call from 8929506318 (named Natasha from Mumbai ICICI Prudential), said that there an ICICI prudential policy in my name the policy number is 55962365, and I have to pay the pending premiums of 2 lakhs so that they can reactivate my policy and I will be getting policy maturity amount of 5 Lakhs in another 90 days. She also gave me a relationship manager number 8376018873 (Vinodkumar sachdev) and I was asked to contact this number for further details as I was asking too many questions. For me it was easy to know that these are spammers, but I tried to dig as many details as required so that these details can be reported to cyber cell and can be posted for public notice here..

Beware of these frauds!
Click to expand...
Hello, What a coincidence! my policy number is also same: 55962365 :cool:. Today I got a call, True Caller showed as Riya Chaudhary, phone number 7836830346. She said I made a policy on 31st March 2014 and paid 1 premium of 50,000. If I pay 2 more premiums (50K+50K = 100K) as 3 years as the minimum lock in period, I will get 3.5 Lakhs in 45 days. I was very sure while I was talking to her that is a scam. When I was searching about it in the net, I found this article and to my surprise some one else has the same policy. Guys please be alert on such fraud calls. Never install any apps and click on links. Any doubt, please contact the bank branch office before we make any transactions.
 
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I also got the exact same call from some Nitin Sharma, ICICI prudential smart life , same 50k premium quoted for policy number 36184021 dated march 2015, and no such policy exists.
 
nRiTeCh said:
So this week I got a phone call which wasn't marked as spam by Truecaller hence received it. The caller info. shown was Icici, Prabhadevi HO, Mumbai something...Sandeep Singh 7042572633!

The person said that I have some Icici assured income plan policy from yr 2015 for which I haven't paid its premium for last year and hence policy is going to get lapsed post which I won't enjoy the maturity assured sum of Rs. 50L.
The premium is Rs. 50k which if unpaid until 7pm today the policy will get lapsed and I will be wasting my all earlier paid premiums and policy will be deemed cancelled.
Still, I will be receiving only some 2lacs earned during this period which will get credited to my icici a/c in the next 45 days and will be receiving a call for the same for further procedure.

He also gave me that policy no. 55825289

To pay the premium and learn more about the policy etc. he asked me to contact my policy RM/policy head person Ashok Kumar Tripathi on 9058368874.

Now, AFAIK I had never ever opted for any such policy and hence no Q of any premiums and if anything, I would have had such details.

Just for the sake of saying, I told them that my uncle handles my insurances and investments to which the callers kept pressing to have his no. and when I said he stays in the US he said no worries I will call him during US hours.

Just for a tp, tried the policy no. on Icici's website.

View attachment 187998 and this was anyways gonna show an error.

Again, after a few days I got call from the same office this time from Dheeraj Singh 9667921466 which I deliberately missed.

So, my motive here is to alert your family, friends, networks and contacts about such scams as the call might turn any person greedy and will loose his/her 50k or entire bank balance in the dream of receiving 50L next year.

I haven't updated Icici on this as I doubt they will even bother to take cognizance of such issues where they only keep saying jago grahak shit and to ignore such calls and blabla! (This is based on my past exp. with such authorities) So, instead of wasting time with them its better to invest some time here and alert the public directly!
Click to expand...
I got similar call today (from Natasha Agarwal and Neha Singh) saying policy was taken in 2015 and same story like yours..option of cancellation or continuation. They wanted personal details for KYC but I asked few questions and they were reluctant to share any details saying it's client info (although am the client as per them). Also checked with the website using the policy number they shared which was ofcourse not existent.

IRDAI should take steps and spread awareness regarding this.
 
I got a similar call, he talked with me for a long time only then i realized it was a cam , at first i thought this was one of the policies my dad stared and didn’t tell me about, afterwards i confirmed it and cut the call
 
had received such a call long long back but from the name of hdfc. for a moment there i was a bit confused because few years prior that i had indeed subscribed to an hdfc policy but had discontinued it eventually. but i had the inkling that this was a scam. i have had a habit of asking anyone even if a genuine sales person (even if for an NGO) to send me in writing via email whatever they're pitching for saying that i cant & wont take any decision in a jiffy over just a call. did the same here as well & naturally didnt receive anything but soon after (or during) the call i searched my earlier policy number and as i had suspected, the one stated to me on this call wasnt the same & it was fake.

Rockfella said:
Tip: Relationship managers are not really what we think, they are sales agents with targets they need to meet. My father's credit card was lost, he called his RM who wanted us to apply for another cc instead of sending replacement! We called customer service, the rep sent a new card in no time.
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i never pickup even the RM's calls after initially having experienced talking to them one or two times. i know that they're gonna bore me with useless stuff & waste their & my time by likely pushing loans or cards & stuff. as it is the bank keeps spamming me on whatsapp about these 'great loan offers chosen straight from the heavens just for you'. can bear a few more messages about 'your RM tried to reach you'.
 
I remember engaging with such call an giving wrong aadhar details. Not surprisingly those guys new my complete name and aadhar number and were asking why I am deliberately giving wrong aadhar number!
 
ssslayer said:
I remember engaging with such call an giving wrong aadhar details. Not surprisingly those guys new my complete name and aadhar number and were asking why I am deliberately giving wrong aadhar number!
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Should have told them that the ones they have are farzi and that you are a bangla refugee..
 
Emperor said:
I think whole insurance industry is A SCAM. If you really didn't care for your money keep buying policy with endless hope ...
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PSU health insurance companies have claim incurred ratio of over 100% meaning they are paying back more than what they collect in premium. Yes the typical coverage amt is less & process has many hassles but it is the best option for anyone who can't afford good pvt insurers or fighting rejection in IRDAI/consumer court.
 
guest_999 said:
PSU health insurance companies have claim incurred ratio of over 100% meaning they are paying back more than what they collect in premium. Yes the typical coverage amt is less & process has many hassles but it is the best option for anyone who can't afford good pvt insurers or fighting rejection in IRDAI/consumer court.
Click to expand...
In actual Health Insurers paying to Big Corporate Hospitals/Doctors, as, as soon as they came to know one have Health Insurance.. just check how the treatment price inflated to..... skyrocket
infect, some time i think, it's health insurance lobby, that forcing (helping) Doctors/Hospitals to inflate/jack-up fees/charges and making it hard to access healthcare service by one who don't have health insurance or looking healthcare service at affordable/reasonable cost.
 
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