OneTapHero
Discoverer
"Do you have XYZ Credit Card?" Thread
- Thread starter raksrules
- Start date
Arey bhai ...some members see the final payment on checkout as the Final Payment.
they forget that the interest part will be charged by the bank from the credit card holder. SO card holder has to include that part too when asking for final payment.
Which is why i tried to explain the EMI calculations.
.Simplest explanation, ncemi gives extra discount so one orders a product on ncemi then convert the ncemi to normal txn next day by calling customer care (might need to pay a few hundred rupees in worst case scenario or zero charges in best case scenario) & paying the whole amt that day itself if possible (in bbps system nowadays txn need to be settled first for such immediate payment for unbilled txns). For some "interesting" read see this:
My experience(Awareness) -Money stealing via Credit card help in DD | DesiDime
My experience(Awareness) -Money stealing via Credit card help in DD at DesiDime. -- Created at 10/09/2024, 116 Replies - Dost and Dimes -- India's Fastest growing Online Shopping Community to find Hottest deals, Coupon codes and Freebies.
tl;dr : The op/guy of above thread is pissed because the other guy used ncemi to get extra 7-8k discount on his txn amt without telling him on which he got the usual card discount.
@guest_999 i know about no cost emi, but didnt know ncemi was its short form.
But i do appreciate the story.
Man, the story is a good read.
What exactly is desidime, have heard about it in the past regarding some deals.
@guest_999
But i do appreciate the story.
Man, the story is a good read.
What exactly is desidime, have heard about it in the past regarding some deals.
@guest_999
Last edited:
It is the biggest deals related website in India. It is also under corporate/company mgmt. Such is its reach that it is said various ecomm/fintech platforms employees lurk there to keep an eye on any "bugs/loopholes" posted there. If you remember niki.ai (an online recharge bill payments portal) from a few years ago then it suffered a massive loss of crores because of a disgruntled employee posting a bug deal on DD forums that allowed anyone to claim a cashback of 500 unlimited no. of times on any recharge/bill payment & which eventually ended up being the reason for niki.ai's eventual shutdown.
P.S. If you want to know more then continue in PM.
mahesh_bharti
Explorer
Ok that was a rabbit hole I didnt expect to fall into but damn! that's one salty af guy, like bruh you got your discount, what does it matter to you what others are doingSimplest explanation, ncemi gives extra discount so one orders a product on ncemi then convert the ncemi to normal txn next day by calling customer care (might need to pay a few hundred rupees in worst case scenario or zero charges in best case scenario) & paying the whole amt that day itself if possible (in bbps system nowadays txn need to be settled first for such immediate payment for unbilled txns). For some "interesting" read see this:
My experience(Awareness) -Money stealing via Credit card help in DD | DesiDime
My experience(Awareness) -Money stealing via Credit card help in DD at DesiDime. -- Created at 10/09/2024, 116 Replies - Dost and Dimes -- India's Fastest growing Online Shopping Community to find Hottest deals, Coupon codes and Freebies.www.desidime.com
tl;dr : The op/guy of above thread is pissed because the other guy used ncemi to get extra 7-8k discount on his txn amt without telling him on which he got the usual card discount.