Health Insurance recommendation

nRiTeCh

Oracle
Till now I was replying on my employers health insurance policy which is nothing but group insurance. Till now it has served me and my family good.
But it is always better to get a personal health insurance so here I'm for recommendation from people here who have health insurance.

Kindly help me choose or recommend me the best health insurance provider based on real-life exp. not merely on the settlement ratios and claim figs from google.

Someone is pressing me for Star while someone is suggesting ,me Care and HDFC ergo. But I need the one which wont burn hole in my pocket yet offer sufficient coverage.
Also let me know what add-ons to opt for.
 
I suggest having a consultation with Ditto. They explain everything well and they also have a helpline number in case your claims are having issues. Haven’t had any claims yet, so I’m not sure about how their partners are. Even if you don’t take a policy with them, they give a lot of knowledge on how to choose a plan and provider.