I am running the same motherboard (Asrock B650M Pro RS), getting full 1GbE on local connections (and upto ISP limits on speedtests).
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I remember facing some Ethernet related issues on this build early on but now can't recall what it was and what fixed it. Most likely (1) might be it.
Here are the drivers I am running FYI
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A couple more things you can try to isolate the problem:
1. Verify the Ethernet adapter settings
Go to Control Panel > Network and Internet > Network and Sharing center > Change adapter settings
Right click on the Realtek adapter and select Properties > Configure
Go into Advanced and disable "Energy-Efficient Ethernet", if not already disabled and retest.
2. Test speed over LAN to remove ISP/remote speedtest server
Use another device on LAN (a laptop or another PC) and setup an
iperf
server, and then do a speedtest. This removes the ISP from the measurement, and if speeds are slow in this case too then it is some issue with your hardware/software config. If you get close to line speed (~900 Mbits/sec for a 1GbE switch), then its most likely an ISP/speedtest server issue.